Finance




Buy The Car of Your Dreams At Toyota of Muncie in Muncie, IN

Are you looking for a great Toyota or used vehicle in the Muncie, IN area? Toyota of Muncie is not only proud to offer a great selection but great deals as well. Buying a vehicle does not have to be a hassle, the finance team here makes it easy. Read more about the financial process and ways to save big at Toyota of Muncie in Muncie, IN.


Auto Loans

The Toyota of Muncie finance department is focused on ensuring your experience with our dealership exceeds your highest expectations. Our friendly finance managers work with people from all over including Muncie, Pendleton, and Anderson to ensure our customers get the right finance program at the most competitive rates.

We strive to work with each customer to ensure their satisfaction. We have financed customers from Noblesville to Fishers. Whether you are right down the road or an hour away from Muncie you can use our quick pre-approval form to qualify for one of our finance programs. Additionally, we provide you with a payment calculator to estimate your buying power and monthly payments.

How is your credit?

Whether it is perfect or not so great, we can custom design the right financing package for your next vehicle purchase.

The Toyota of Muncie loan process can help you find the best interest rate for your next vehicle purchase.

Try our FREE credit application today!

Great New Vehicle APR!*

Competitive Used Vehicle Rates*

We have hundreds of new and used Toyota vehicles for immediate delivery and access to some of the lowest interest rates in the business. *Rates subject to change. Please see dealer for up to date rates.

Due to our special arrangements with local and national lenders, we can help you get the new or used vehicle you deserve. Whether your past credit is near perfect or not so perfect, we can help!

Complete our FREE credit application and our team of finance professionals will begin working for you. We have hundreds of Toyota vehicles currently available for immediate delivery.

Have you been turned down before? We can help. We have programs to help you get into a car and rebuild your credit. We are able to overcome most credit problems.

To get started, fill out our FREE credit application online.

Once the application is completed, the Toyota of Muncie finance team will put together a loan package that is tailored specifically for you.


Online Credit Application

Fill out our online credit application and get pre-approved for your next vehicle.

Get Pre-Approved

Our Financial Services Include:

  • Competitive rates direct from the manufacturer and local Indiana banks
  • Quick approvals
  • Value-added services to protect your vehicle investment
  • Extended warranty programs
  • And many more finance programs to fit your needs

We are always happy to answer your questions so please don't hesitate to contact us today!

Meet Our Finance Team

Mike Ambler

Alex Keisman

Saving Big is Our Priority

Toyota Muncie near Muncie, IN, finance department is here to help you throughout the car buying process. Buying your dream car is easy as 1, 2, 3 here. Our team are equipped with great resources and full of helpful information to make the car buying process go as smoothly as possible for you. No matter if you are looking at a new or used vehicle we have great ways to save you money on your next purchase. Each month our finance department offers new specials and used specials on select vehicles on our lot. Toyota is always offering great manufacture rebates on select Toyota models each month. Be sure to check out those great deals on on our inventory. If you are in need of auto service, our service department offers great deals on select services. Do not miss out, they will be gone each month! Toyota of Muncie even offers military rebate and college graduate rebate specials in order to show our appreciation to our servicemen and woman as well as help the next generation of workers get to the next chapter of their life. Getting an auto loan? Fill out our pre-approval form to get pre-approved for a loan and save time during the car buying process in the store. No sure what your purchasing power is? Use our easy to use payment calculator to make sure the vehicle you are getting is well within your budget. Also, be sure to use our value your trade tool to get a real offer for your current vehicle within minutes. We are always looking to grow our used vehicle inventory. Still got questions about car financing at Toyota of Muncie? Feel free to contact us. The financial team at Toyota Muncie in Muncie, IN looks forward to getting you the car of your dreams soon!

Terminology To Know

In the automotive industry there any many terms used that are not used in our everyday life. Our finance team wants you to know some terms before you come in to buy your vehicle to better understand the car buying process. If you have any questions our team is here to help. Here's a short list of the most common terms used during the buying process:

APR: The Annual Percentage Rate

Assignment: A transfer of a loan from one lender to another

Base Price: The costs of a car with standard equip incentives & freight

Certificate of Title: A Legal document issued by a state at the time of sale.

Co-signer: A person who takes on a loan if the orig. borrower stops pay

Default: Failure to meet the terms of the loan

Interest: A percentage charge for a loan

MSRP: Manufacturers Suggested Retail Price

Refinance: When one loan is used to pay off another

Term: The length of the loan, 24, 48, 60... months

Underwriting: Verifying the data used to obtain a loan